Mortgage Lender in Greenwood Village, CO
Buying, moving up or refinancing in Greenwood Village or the Denver Tech Center? Sit down with Randy Spierings, CPA, MBA, at his Greenwood Plaza Blvd office and go through the numbers before you commit.
Randy Spierings, CPA, MBA Loan Officer · NMLS #217152 · Primary Residential Mortgage, Inc. NMLS #3094
⭐️⭐️⭐️⭐️⭐️ 5.00 (33 Google reviews)
Randy Spierings, CPA, MBA, works with homebuyers and homeowners from his office at 5650 Greenwood Plaza Blvd, Greenwood Village, CO 80111. If you are buying, moving up or refinancing in Greenwood Village or the Denver Tech Center area, you can sit down with him in person and go through the numbers before you commit. If you have been searching for a mortgage lender near you in the Denver Tech Center area, the office is a short drive from most of Greenwood Village.
Greenwood Village has a wide range of homes, from condos and townhomes near the Denver Tech Center to larger single-family homes in neighborhoods like The Preserve, so the right loan depends on the property and on your finances. Randy helps you compare options side by side.
Why work with a local Greenwood Village lender
- Meet in person at the Greenwood Plaza Blvd office, or by phone and video.
- Local knowledge of Greenwood Village and the surrounding Denver metro market.
- A CPA's view of the loan: monthly cash flow, tax timing and long-term cost.
- Licensed in Colorado only, so Colorado borrowers are the whole focus.
Loan options for Greenwood Village buyers and owners
Jumbo loans
Financing for Greenwood Village homes priced above the county’s conforming loan limit.
Conventional loans
Non-government loans with competitive pricing for strong credit, plus PMI that can be canceled later.
FHA loans
FHA-insured loans with flexible credit guidelines and gift funds allowed, not only for first-time buyers.
VA loans
VA-guaranteed loans without PMI for eligible veterans, active-duty members and surviving spouses.
First-time homebuyer options
Down payment assistance and education for buyers who haven’t owned a home in three years.
Refinancing
Rate-and-term and cash-out options to lower your rate, change your term or tap equity.
Reverse mortgages (HECM)
For homeowners 62+: turn home equity into a lump sum, monthly payments or credit line.
Investment property loans
Purchase and refinance financing for rentals, reviewed for cash flow, reserves and holding cost.
What Clients Says about Us
The CPA advantage
Randy is a CPA as well as a mortgage lender, with 30+ years as a CPA and 22+ years in residential mortgages with Primary Residential Mortgage, Inc. He looks at cash flow, tax timing and total cost of ownership, not just the rate, so you can see how the loan fits your full financial picture. He does not give tax advice for your specific return; talk to your own tax professional before you decide.
Randy is a loan officer with Primary Residential Mortgage, Inc. (PRMI), a direct lender that funds, underwrites and originates loans in-house. That means decisions get made under one roof instead of being passed between brokers and wholesalers.
Clients know Randy for his “Home Ownership 101” approach: he walks through the actual math, such as break-even points on a refinance, rent-versus-buy modeling and the long-term cost of a 30-year fixed versus a 15-year or an ARM.
Nearby areas Randy serves
Besides Greenwood Village, Randy works with borrowers across Colorado, including Greenwood Village, Denver, Cherry Creek, Englewood, Centennial, Littleton, Highlands Ranch, Lone Tree, Aurora, Parker and Lakewood. See all areas we serve.
A Client's Experience
★★★★★
"Working with Mr. Spierings has been a fantastic experience. He is knowledgeable, responsive, encouraging and supportive. He is engaged throughout the whole process and brings a sense of ease. He is very professional and I highly recommend working with Mr. Spierings for anyone looking mortgage loans."
— Chasity McKinnon
★★★★★
"Randy is a true professional. The trust is here. Always a pleasure to work with. Honest, Reliable, Super Knowledgeable. Randy is always willing to go Above and Beyond to help our clients! The best of the best."
— Bill Maher
★★★★★
"Randy Spiering and Primary Residential Mortgage help Ruth and I refinance during Covid. He negotiated a 2.75% interest rate for us. This allowed us to enhance our use of funds. Thank you, Randy, and Crew. Incredible foresight."
— Joe Douglas
Frequently asked questions
Can I meet Randy in person?
Yes. The office is at 5650 Greenwood Plaza Blvd, Greenwood Village, CO 80111. Call (303) 521-3682 to set a time.
Do I need a jumbo loan in Greenwood Village?
It depends on the price of the home and your down payment. If the loan amount is above the conforming loan limit for the county, it is a jumbo loan. Randy can tell you which applies to the home you are looking at.
Does Randy only lend in Colorado?
Yes. Randy is licensed to originate loans in Colorado only.
How do I get started?
Call (303) 521-3682, book an appointment online or apply online. Randy will review your goals and documents with you.
Have any questions? Don’t hesitate to reach us.
Committed to empowering you with the information needed to make confident, informed decisions about your mortgage. Feel free to reach out to us for personalized guidance and support tailored to your needs.
Talk it through with Randy
Ready to Get Started?
We’re dedicated to equipping you with all the information you need to make well-informed decisions about your mortgage. Don’t hesitate to contact us for personalized assistance tailored to your unique needs.
Randy Spierings NMLS #217152 | Primary Residential Mortgage, Inc. NMLS #3094. Equal Housing Lender. PRMI is licensed in Colorado through the Colorado Division of Real Estate. This is not a loan commitment or an offer to lend. Not all applicants will qualify. All loans are subject to credit approval and underwriting guidelines. Rates and terms are subject to change without notice.